A father and his son come to Peter after their insurers refuse to pay when their fishing boat is destroyed in an explosion. Lyle investigates further, discovering that the father once served a prison sentence for insurance fraud. Beatrice meets a local artist, Alan, and joins his life class as the model. The council takes revenge on Snell after his many small plots of land prevent them from building anything. Peter meets Christopher Waller's parents when he finds out that Simon's bank account has been regularly paying out to them.